Have you been in an auto accident?
Drunk driving, reckless driving, negligence, rear-end collisions, side-impact and sideswipe collisions, rollovers and head-on collisions are some of the most common types of automobile accidents where injuries or death could warrant a consultation with an attorney.
A serious car accident can lead to both current and future medical expenses, lost wages, and a loss of earning capacity. These expenses can quickly overcome the minimum personal injury protection coverage requirement of $10,000. Furthermore, accidents can create unrealized costs that greatly affect your personal life.
While an at-fault driver’s insurance company may be offering to settle, it could be in order to avoid taking responsibility for the long-term costs, leaving those to you. Also, sometimes the other driver’s insurance company won’t cover your injuries or damages, even if the other driver was given a ticket by police. It’s important to understand the potential costs of an accident before dealing with an insurance company.
Florida’s minimum personal injury protection coverage of $10,000 won’t cover some of the worst injuries that can result from car accidents. Accident victims who have suffered a wrongful death, paralysis, head or spinal cord injury, permanent disability, loss of limb, or burns and scarring should seek legal advice about their options for a fair recovery. However, injured motorists or passengers may also need legal assistance to assist in recovering from aches and pains that linger after the accident, such as joint, muscle, back, neck, and bone injuries, knee damage, and whiplash.
Victims of auto accidents don’t just need to go to the doctor within 14 days of an accident, they need to go to the right doctor, one who can make the proper diagnosis and who is prepared to deal with the insurance company. While these new laws are designed to prevent auto insurance fraud, the effect they are having is to limit personal injury protection coverage for anyone who has been in an accident.