Are you a Florida motorcyclist?
Florida’s sunny weather means motorcycle riding can be a year-round event. Unfortunately, that’s one reason why Florida ranks among the top states for motorcycle crashes and fatalities. Sometimes the best riders suffer injuries as a result of the negligence of other drivers who aren’t paying proper attention to the road. Cell phones calls, texting, eating and in-car video are just some of the distractions that can cause drivers to crash into motorcycles.
Like with cars, motorcycle riders in Florida must have insurance, including coverage for bodily injury liability and property damage. Unlike with cars, personal injury protection is not required for motorcycles in Florida, although certain other medical coverages may be available to cover the rider’s medical costs.
Also, some medical insurance policies won’t cover “dangerous activities” like motorcycle riding, and some riders don’t learn until its too late that they have no coverage for the injury they suffered from an accident. Floridians that ride without a helmet must carry proof that they have at least $10,000 in medical coverage.